Terms of Service

Introduction

Welcome to mytwoney! By accessing or using our web app, you agree to the terms and conditions outlined below. Please read these terms carefully. If you do not agree, you should not use our services.

1. Acceptance of Terms

By creating an account, accessing, or using mytwoney, you agree to these Terms of Service and our Privacy Policy. These terms constitute a binding agreement between you and mytwoney.

2. Description of Services

mytwoney provides a platform to:

• - Track your cash flow using our calendar-based system.
• - Plan financial transactions and identify potential overdraft risks.
• - Input, monitor, and analyze income and expenses.

Our app is designed to help with personal finance management but is not a substitute for professional financial advice.

3. Account Registration and Responsibilities

• - Eligibility: You must be at least 18 years old to use MyTwoney.
• - Account Security: You are responsible for maintaining the confidentiality of your login credentials and any activities that occur under your account.
• - Accuracy of Information: You agree to provide accurate and up-to-date information when using the app.

4. Prohibited Uses

You agree not to:

• - Use the app for illegal or unauthorized purposes.
• - Interfere with the app's operation or security.
• - Attempt to reverse-engineer or exploit the app's code or features.

5. Financial Disclaimer

mytwoney is a financial tracking tool that provides insights based on user-inputted data.

• - We do not offer financial, investment, or legal advice.
• - mytwoney is not responsible for financial decisions made based on app insights.
• - Always consult a financial advisor for professional guidance.

6. Subscription and Pricing

mytwoney is currently offered free of charge. We reserve the right to introduce premium features or pricing plans in the future. Users will be notified of any pricing changes in advance.

7. Data Usage and Privacy

Your data is handled in accordance with our Privacy Policy. By using mytwoney, you consent to data processing as outlined in the policy.

8. Limitation of Liability

To the maximum extent permitted by law:

• - mytwoney is not liable for any indirect, incidental, or consequential damages resulting from your use of the app.
• - The app is provided “as is,” and we do not guarantee error-free or uninterrupted service.

9. Termination of Service

We reserve the right to terminate or suspend access to mytwoney at any time, with or without cause, including violations of these Terms of Service.

10. Changes to the Terms

We may update these Terms of Service periodically. Continued use of the app after changes are made constitutes your acceptance of the updated terms.

11. Governing Law

These terms are governed by the laws of Canada. Any disputes will be resolved in the courts of Canada.

12. Contact Us

If you have any questions or concerns regarding these terms, contact us at: support@mytwoney.com